If you've read into the subject of selling tradelines we're sure you've heard a myriad of stories, strategies, and techniques for success. You probably also heard a lot of talk about how it's not a good idea, a shady practice, or that it's too risky. Today we'd like to set a few things straight. We'll provide some valuable insight to help you get your feet wet and at least leave you standing on the right side of the facts.

Being prepared mean having knowledge, understanding, and being able to know what you're committing to. Just like any endeavor - whether it be changing a tire on your car or deciding to have children, you need be able to weigh the pros and cons and make an informed decision about what the job requires.

Risk Equals Reward: Be Prepared To Accept The Risks

Selling tradelines is by no means risk-free. You could end up with a closed credit card account, for example. That doesn't mean that the practice is illegal or even shady for that matter - yet these two ideas are mentioned almost constantly when a discussion about selling tradelines begins. Of course there's some risk involved, however, this is mitigated by the simple ability to follow instructions, understand what you're doing, and preparing yourself with the tools required for the best possible outcome. Basic logic and a little common sense will show that an individual can't really offer quality advice on a subject without some sort of experience or education.

When we spoke about changing your car tire or having children, your mind could easily be swayed by the stories of others, even if they have no experience at all. At the end of the day, you might end up totally misguided for no other reason than the perception of individuals who never changed their own tire, or who never had children. It's quite silly to ponder, but that's the reality of the situation, and selling tradelines is no different.

If you use youtube, it's almost impossible to not have noticed the ever-increasing number people who acting as life coaches, business experts, or motivational speakers. And what's one of their most important messages in their attempt to generate motivation and curate positive thinking? The answer is that risk equals reward. You can't succeed without failure. You have to put your heart, money, and intent on the line if you want to achieve success.

As much as people hate to hear that hard work is required, we generally accept that nothing comes without risk. And while considering how easy it is for you, me, or anyone else to agree with that, then why is it so hard to accept that selling tradelines requires risk? What's the problem with that? What makes selling tradelines any more dangerous than risking your entire life savings by investing in a new business endeavor, or risking your life every single time you hop into your car to go for a drive or while commuting down an interstate highway on the way to work?

If anything, selling tradelines has a very small risk vs. reward. Then again, it depends on your own perspective. We tend not to perceive driving to the supermarket as being a threat to our life. Yet at any given moment an accident can happen that changes our future forever. Are the chances extremely high of this happening? No, of course not. But we accept the risk due to the convenience it offers. Additionally, almost everyone can see the benefit of using a motor vehicle. Everyone has them, and everyone has been inside of one. However, not everyone sells tradelines and not everyone knows what it means. For most, the idea is completely foreign. While taking that into consideration, let's move on.

Through comprehending that the majority of people have no idea what the process of selling tradelines requires or how it works, it shouldn't be a surprise that the topic can be easily discarded or frowned upon. Without actual first-hand experience or a correct understanding, you can't make an educated decision about whether it might be beneficial for you. Additionally, we have the hardwired tendency to think that nothing comes easy, and any opportunity to make easy money must have some hidden catch or a secret downside. Yet we're simultaneously taught to believe that everything works out smoothly if we just let things flow and think positive. So let's try that for a minute. Let's clear our minds about any presumptions or doubts we might have and take a look at some basic and transparent facts that will allow us to prepare (or decide not to prepare) for selling tradelines.

If Credit Means Everything, You're Probably Not Prepared for Selling Tradelines

We live in a world where our finances depend very heavily on perpetual debt. It might not be obvious, but it should be. And while this isn't true for everyone, the vast majority of Americans are far from being debt-free. Credit - in one form or another - is a part of our culture and a way of life. Borrowing now to get what we need or want and then paying later is one of the easiest ways to get ahead, or in many cases, to meet the basic requirements for survival.

When you sell tradelines, you're not risking your financial future. However, you have to accept that you can suffer setbacks in credit. If you only have one or two credit cards and you rely on those to stay afloat, it would be a very bad idea to risk them at all. If that's the situation you're in, we're not here to tell you you're not good enough or successful enough to start selling tradelines. But we will be honest with you, and if losing a credit card as a result of selling tradelines causes serious setbacks for you, than we strongly recommend it's not something you should pursue at the moment. The risk vs. reward is too high, and we'll leave it at that. There's no need for us to sugar coat things.

On the other hand, if you've built a strong and clean line of credit and are the holder of various or an excess number of credit cards and have several that you can do without, than you might be a good candidate to use them as leverage for making very easy money where little work is required. You don't have to worry about sales, there's no need to call around and find buyers, and there's no up-front investment required apart from a bit of learning to know how to accurately and consistently add an authorized user to your card account.

Trust us, it's not rocket science. Anyone can do it. And again, if you find that to be a hassle, selling tradelines is probably not something you should be involved in. But if you're interested in getting an extra no-hassle payday for nothing more than utilizing your good credit, you're a great potential candidate. If you don't mind taking the risk of a potentially closed credit card account which will hardly impact your credit at all since it's old, strong, and well-organized... well, this might be one of the best decisions you've ever made.

Be Prepared Based On Facts

Selling tradelines is a way to not only help yourself make money, it's a way to help others improve their credit future and achieve their financial freedom. If making money while helping someone in a positive manner is something you find attractive, you're probably prepared to look deeper into the subject.

You see, the act of selling tradelines is completely legal assuming that you're selling cards that belong to you, and that you're not willingly or intentionally attempting to commit any fraudulent acts. But you should understand very clearly that banks issue credit cards to make money from you, and the act of adding authorized users to your account in exchange for a payment is not really something they're keen on. If the issuing bank isn't making money from this, there's no reason for them to be happy about it. However, consumer protection laws apply, and therefore there's really nothing they can do about it other than shut down your account. While it's not typical, it's also not unheard of; it does happen. If you do it enough, it can and will happen to you eventually. That's something you must accept. But if you calculate the risk vs. reward to be low for you as an individual, and if you don't mind seeing your credit score temporarily drop down by a few points if one of your card accounts gets closed, then you really have nothing to worry about.

If you do the math and figure that you can easily make an extra $3k, $10k, or $30K per year selling cards that you're otherwise not actually needing to use, you might realize that for you as an individual it's a no-brainer. The reward may highly outweigh the risk, and you may enjoy many many years selling authorized user tradelines while continually learning more and more about the process, making it even easier for you to not only make extra money, but plan to keep things consistent so that you'll always have a solid stock of cards ready to sell. Many people have been doing this for a long time and have their own science behind it. When combined with the work and partnership of a great tradeline company who acts as a broker between you (the cardholder) and the authorized user (the buyer), you'll really have very little to worry about except being sure to add your orders on time and remove the authorized user when the time is right.

Meanwhile, you sit back and earn passive income that is limited only by the account age and credit limit of each card you decide to sell.

Be Mentally Prepared To Sell Tradelines

Yes, this work does require a bit of knowledge. Yes, you will greatly mitigate your chances of running into any problems with your card issuer by following the instructions of your tradeline company (the brokerage). Yes, you'll be required to study a bit so that you know where you're sitting, what your potential income will be, and how to best arrange your cards and credit to optimize your earnings. Some of this knowledge will come as pre-packaged information, while some of it will come from experience. But rest assured, there are no strings attached if you meet the basic requirements.

Being Physically Prepared To Sell Tradelines

No, we're not talking about your physical condition as in how athletic you are. We're talking about you being the physical cardholder of credit cards which meet the requirements to actually sell tradelines.

So apart from what's already been discussed above, what does selling tradelines for a company like GFS Group require? It's simple, and we'll post it all right here - clear, direct, and with no surprises:

  • You have credit cards that are at least 2 years old, with a $5k limit
  • The cards are personal cards, and not business credit cards
  • You have a perfect payment history on each card you wish to sell
  • The cards are your own,belong to you, and you're the primary cardholder
  • You have, or will maintain a balance of 10% or less of your cards total available limit

That's it. If you meet those requirements, you need nothing more to start selling tradelines with us. Of course you will need to create an account (which is free), and you'll need to provide the details about the brand (chase, capital one, barclays, discover, etc.) of the card, including your credit limit and account age. You're never required to provide any sensitive information like your card number or expiration date, and there's no way for an authorized user to access your account or spend money on your cards since authorized user cards are always sent directly to the primary cardholder. (That, the idea that there's nothing stopping an authorized user from accessing your line of credit is one of the biggest myth ever regarding selling tradelines, and it's absolutely 100% incorrect... More on this in a minute)

Educate Yourself Until Your Satisfied Before Deciding To Sell Tradelines

As we just mentioned, there are a lot of myths surrounding as the legality (yes, it's completely legal), and the safety (no, nobody can access your credit or your money). These are nothing more than myths, and by educating yourself, you will understand the actual facts in deep detail before you even get started.

As a leader in the industry and as a trustworthy source for acquiring buyers for your cards while ensuring your utmost safety, we've written an immense about about tradeline which is covered on our website and our blog.

If you'd like to learn even more and do so without searching, we've made that possible by creating The Ultimate Guide To Authorized User Tradelines, which will answer any question you have, dispel any myths, and leave you with nothing less than pure facts so you can make an informed decision about selling tradelines. Clicking that link above will bring you directly to the section about selling.

Is There Anything We Forgot About Being Prepared?

Well, yes and no. As far as surprises go, no. But there's always a slight learning curve for any new venture, no matter how large or small it is. Being prepared to sell tradelines requires a little patience and the ability to understand that this genuinely is a clean, simple, and effective method of making serious money. If you already hold a lot of valuable cards, this could be an absolute game-changer for you in regards to extra income.

*One of the other things you can do to prepare, is contact your card-issuing banks and request a credit limit increase before you begin selling your cards. This will ensure you have the highest limit possible, and earn the best commissions!*

The time it takes to add an authorized user is minimal (5 to 15 minutes) and that could equal as much or more than you've ever imagined making when broken down by the hour. The only bad thing is it's not a full-time job.

Whatever you choose to do is up to you. We're here to answer your questions, help you get started, and support you every step of the way. We have an excellent system to make every aspect of this easy and user-friendly, we pay higher commissions than any other company in the industry, and we have the highest-paying referral program for any cardholder who wants to recommend us to people interested in buying and/or selling authorized user tradelines. We're in this for the long-run, and we take great pride in our desire and ability to deliver a service that is second-to-none in our industry. If you're prepared to begin selling tradelines, you should be prepared to do it with the best.

Do you think you're ready? If so, sign up here to get started. We look forward to working with you.